During week 9, our class covered Chapter 11 on Managing Health Expenses and Chapter 12 on Life Insurance Planning. Chapter 11 is the end of the material for exam 2. On thing that our class discussed that was not in the health expenses chapter was Obamacare. In 2014 many changes will take effect in regards to healthcare in the United States. Probably some of the material in Chapter 11 will change with these new federally mandated changes. Chapter 11 covered different types of health insurance like HMOs and PPOs. We also discussed Medicare and Medicaid. We discussed who benefits from these and what they are used for. Chapter 12 is the first new chapter of material for the final exam. Chapter 12 is about life insurance. The life insurance chapter stated the different types of life insurance such as term and whole life insurance. It covered universal life insurance and some of the clauses that are part of life insurance policies. Obtaining life insurance is one of my top priorities after I graduate from LSU.
The article that I read for week 9 is titled "5 Common Money Leaks and What You Can Do To Eliminate Them" from http://financialplan.about.com. The article listed five ways that money can be lost without an individual realizing it. The five areas to be aware of include: wireless data plans, car insurance plans, home heating and cooling, using land lines, and shopping lists. Some of the ways that the article suggested we save money made since like using a programmable thermostat. I disagree with the land line service. I still feel better and safer with a land line in my home. It was an interesting article.
The article that I read for week 9 is titled "5 Common Money Leaks and What You Can Do To Eliminate Them" from http://financialplan.about.com. The article listed five ways that money can be lost without an individual realizing it. The five areas to be aware of include: wireless data plans, car insurance plans, home heating and cooling, using land lines, and shopping lists. Some of the ways that the article suggested we save money made since like using a programmable thermostat. I disagree with the land line service. I still feel better and safer with a land line in my home. It was an interesting article.
| 5_common_money_leaks_and_what_you_can_do_to_eliminate_them.pdf |
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